Una Moliya Launches Mobile App in Uzbekistan

13 August 2026

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Una Moliya, a microfinance institution licensed by the Central Bank of the Republic of Uzbekistan and part of UnaFinancial, has launched a mobile application for issuing and managing microloans. The entire customer journey, from application to funds on card, now takes place directly in the app, making the process more convenient than ever.

Applications take about two minutes to complete, with decisions delivered in an average of 10 minutes. Loan amounts range from 500,000 to 25,000,000 sums, with terms of 1 to 12 months chosen by the client.

Unlike the web version, the app provides users a personal account where they can edit their contact details, with faster and more stable biometric identification. Future updates will streamline the application process further and add a full loan and repayment history.

Uzbekistan is one of the most dynamic markets in Central Asia, and the development of its fintech industry is strategically important — digital services make financial products accessible and strengthen the country's economy. As the market grows, so does demand for convenience. According to the Central Bank of the Republic of Uzbekistan, the assets of Uzbekistan's microfinance organizations reached 13.3 trillion sums by early April 2026, up almost 47% year-on-year, while loans issued grew from 8.2 to 11.8 trillion sums. The market is shifting toward digital services, and a mobile app is a natural step for a player focused on fast, transparent access to money. Customers are increasingly handling their financial needs from a smartphone, and the market has to keep up. Launching this app, we contribute to that shift: getting a microloan is now even faster and more transparent, without unnecessary barriers.

Regional Director for Central Asia at UnaFinancial

Almaz Torutayev